Michael Saylor Envisions a Bitcoin-Driven Digital Financial Era

Bitcoin Paves the Way for Financial Innovation

At the Strategy World 2026 summit, founder Michael Saylor shared his vision for a new digital financial system anchored in Bitcoin. He proposed a three-layer framework designed to create a fully decentralized financial ecosystem.

Breaking Down the Three-Tier Structure

• The first layer is Bitcoin itself, serving as the foundation of digital capital.
• The second layer includes digital credit products issued on Bitcoin, such as perpetual preferred shares like STRC and STRK.
• The third layer consists of cryptocurrencies derived from digital credit, including stablecoins like USDat, pegged to the US dollar.

A Unique Approach to Returns

Unlike traditional fiat currencies, this digital financial system generates returns through Bitcoin's price appreciation. Saylor emphasized that this allows investors to directly benefit from Bitcoin's growth while avoiding many risks inherent in conventional finance.